Terms and Conditions

These are the terms and conditions of business for the website www.businesstraining4u.com, owned by SWIFTLETIC SERVICES LIMITED, with a registered address in Lagos, Nigeria. Please make sure that you read these terms and conditions carefully as they contain important information about how we conduct business with you when you use this website.

Please only use this website if you have read and fully agree to the following terms and conditions of use.

Who may access and use this website? 

Only customers who have read and fully agree to these terms and conditions may use this website. In order to make full use of the products and services which are listed on www.businesstraining4u.com then customers will need to create an account on the website. As part of the account creating process customers will be asked to provide some personal information about themselves, including their name and email address. For more information on how this personal information is handled please also read out Privacy Policy.

When creating an account on www.businesstraining4u.com and supplying us with personal information it is important that you provide correct and accurate information. Customers must also agree to update this information whenever necessary including in instances if their personal circumstances change.


The website www.businesstraining4u.com sells business training material in the form of eBooks, Audiobooks and courses which can all be downloaded once they have been paid for.

When you purchase material from www.businesstraining4u.com  you will be granted a limited, personal, non-exclusive, non-transferable, revokable license to use our services. You may only download content from our services for your own personal use and it is forbidden to use any of the material on this website which you have purchased for any commercial purposes.

All customers must also agree that they will only create and use one personal account and that they will not share any of this information with third parties. Customers will be responsible for all of the activity that takes place within their account and are advised to contact us as soon as possible if they suspect that there has been a security breach on their account.

Using the website www.businesstraining4u.com

Customers must not use the website www.businesstraining4u.com in any way which may damage the website or impair the functionality of the website in any way.  Customers may not use the website in any way that is unlawful, illegal, fraudulent or in any other way connected to illegal activity. 

Training courses and products

We are proud to present our customers with a wide range of content and training materials which we hope will help them across a variety of different industries. We take great pride in the quality of the content and training materials that we offer, but sometimes unexpected events do happen.

Please be aware that we reserve the right to cancel, modify, or reschedule any of the training materials or content at any time and without prior warning.

When you download any of the training material or content in the form of eBooks, Audiobooks or videos from www.businesstraining4u.com then you are not permitted to reproduce, transmit, redistribute, assign, sell, broadcast, rent, lend adapt or otherwise edit or make available any of the materials.


All customers must agree to pay full fees for all of the training materials and content that they purchase on www.businesstraining4u.com. Customers give us permission to charge their chosen debit or credit card when they submit a request for payment.

Customers must ensure that they are using a valid payment method when they submit a payment on www.businesstraining4u.com. We reserve the right to disable access to any of the training material or content for which we have not received sufficient payments.

All successful payments will display the billing descriptor TMEBTY, LAGOS on your credit card statement.


Customers will receive all of their purchased training materials and content via email as soon as they have submitted payment and this has been processed successfully. Deliveries are expected to be instant, but sometimes times may vary and download times may vary depending on the connection speed of the device as well as the file size. For example, videos may take longer to download than audio files.

We always endeavour to deliver all of the items immediately, however in the unlikely event that we have experienced a delay or you have not received the items that you ordered within 48 hours then please get in touch with us.


In the event that the training materials that you have purchased are not what you were expecting, or if the materials are the wrong items, then you may be entitled to a refund.  All refunds must be requested within 30 days of purchase and please note that we will be unable to process any refunds which we receive after this time frame. 

If you believe that you may be entitled to a refund then please get in touch with our customer service team who will look into this for you as soon as possible. 

Limitation of Liability

In no event shall we be liable to you or any other third party for any consequential damages of any kind, or any damages whatsoever, including those resulting from loss of data or profits. This is the case whether or not we have been advised on the possibility of such damages and ant theory of liability which has arisen out of or in connection with the use of these services.

Neither we or any other of the third party providers which we may work with shall be liable in way for any of the other goods or services that may be offered through this website.

Some jurisdictions prohibit the exclusion or limitation of liability for consequential or incidental damages so the above limitations may not apply to you.


Upon a request by us, you agree to defend, indemnify, and hold us and the other parties harmless from all liabilities, claims, and expenses, including attorneys’ fees, that arise from your violation of these Terms of Service or any of the other Governing Documents, or other negligent or wrongful conduct. We reserve the right to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with us in asserting any available defences.

Contact Us  

If you have any questions about any of these terms and conditions then please get in touch with us using the contact information provided.